What's your Silicon Valley property worth?
A home valuation gives you the knowledge to plan ahead and make smart decisions. It's good practice to know how much equity you have, how much you could borrow against your home, and what it would likely sell for in today's San Jose and Santa Clara County market.
Our valuation goes further than the estimates on the major real estate portals. For the most precise number, ask Chris for a custom Comparative Market Analysis (CMA) built from recent local sales, or an appraisal.
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1Instant property valuationEnter your address above for a fast, data-driven estimate.
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2Expert local advice14 years of Bay Area experience, reviewing comps street by street.
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3Sell for moreA clear pricing and prep strategy built to attract strong offers.
Understanding your home's value
What is a home valuation?
A home valuation determines the current market value of a residential property. It's essential in any real estate transaction and protects buyers, sellers and lenders from over-borrowing and financial loss. When you take out a mortgage, the home is the collateral, so an accurate valuation protects the lender's ability to recover its costs if the loan isn't repaid.
How is my home's value calculated?
Your home's value is based on its location, age, size and condition, any improvements or renovations, and recent sale prices of comparable homes in your neighborhood. Current market trends matter too, including inventory levels, interest rates and buyer demand, which can shift quickly in Silicon Valley.
How accurate is an online valuation?
An online valuation is a great starting point and a general estimate of your home's worth. It may miss recent renovations, unique features, lot and view premiums, architectural or historical character, and how buyers in your specific neighborhood see your home. For the most accurate number, schedule an in-person review.
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Two accurate ways to value a home
Comparative Market Analysis (CMA)
A CMA is how real estate agents value a home. It looks at similar homes that recently sold nearby. Usually the agent picks at least three recent sales that are as similar and as close as possible to your home, then compares each one feature by feature.
Each difference is priced out, and each comp's price is adjusted to estimate what it would have sold for if it matched your home in today's market. The result is a realistic list-price range.
Professional appraisal
An appraisal is an unbiased valuation by a licensed appraiser. Mortgage companies typically require one for purchases and refinances. The lender usually orders it, and the homeowner pays the fee, which is often several hundred dollars.
The appraiser inspects the home inside and out, reviews recent comparable sales and market trends, and writes a detailed report. The report includes a building sketch, a map of the comps, photos, and how the square footage was measured.
When a home valuation matters
Refinancing
Lenders base loan amounts on your property's value and typically let you borrow up to 75% to 96.5% of it. Knowing your value shows how much equity you have. More equity usually means better refinance terms.
Home improvements
If you're renovating to boost resale value, you don't want to price yourself out of the neighborhood. A valuation shows how your home compares with others nearby, so you can focus on the upgrades that pay off.
Qualifying for credit
A Home Equity Line of Credit (HELOC) can be a smart way to borrow against your home. Most lenders require at least 20% equity. A valuation tells you whether you're likely to qualify, and the lender will use it in its decision.
Planning ahead
Even if you're not selling, knowing your home's value helps you plan for the future. It also helps you respond to the unexpected, like a sudden need for cash or a quick relocation, with confidence.
Ready to see what your home is worth?
Get your instant estimate, then let Chris turn it into a precise, no-obligation pricing plan based on the latest sales in your neighborhood.